Intelligence for banks entering digital assets
Know what banks are actually doing with crypto.
Verified intelligence on digital asset custody, stablecoins, tokenized deposits, regulation, and institutional adoption.
- Verified items
- 41
- Jurisdiction groups
- 8
- Quotes string-matched
- 100%
Executive briefing
The three things to know
01USRegulation & supervision
Office of the Comptroller of the Currency
OCC Advances U.S. Digital Asset Leadership with Final Rule to Implement GENIUS Act
FactThe OCC announced a final rule implementing the GENIUS Act for payment stablecoins within its remit, setting standards for reserve backing, redemption and risk management.
Why it mattersNational banks and federal savings associations planning a stablecoin subsidiary now have a final OCC rulebook to build reserve, redemption and risk frameworks against, rather than a proposal.
02UKResearch & speeches
Standard Chartered
Standard Chartered: Rethinking controls for institutional stablecoin adoption
FactStandard Chartered argues that stablecoin controls should start from why the customer is using stablecoins: treasury and payments, or trading.
Why it mattersA bank view on purpose-based KYC and transaction monitoring for corporate stablecoin flows that compliance teams can benchmark against.
03USBank & market adoption
J.P. Morgan
JPM Coin deposit token goes live on Ethereum
FactKinexys by J.P.
Why it mattersBank deposit tokens are expanding across multiple public chains, which raises interoperability and multi-chain risk-management questions for other banks planning similar products.
Banks
Bank adoption tracker
| Date | Institution | Country | Product | Initiative | Status | Source |
|---|---|---|---|---|---|---|
| 2026-10-19 | J.P. Morgan (Kinexys) | United States | Tokenized deposits | JPM Coin extended to Ethereum, its second public blockchain | Live | J.P. Morgan ↗ |
| 2026-09-30 | HSBC | Hong Kong | Stablecoin issuance | Named forthcoming stablecoin 'HSBC RedCoin'; phased rollout starting with P2P and P2M payments | Announced | HSBC ↗ |
| 2026-08-20 | HSBC & Standard Chartered | Hong Kong | Tokenized deposits | First live cross-border bank-to-bank tokenised deposit transaction on Swift’s blockchain ledger | Live | HSBC ↗ |
| 2026-08-20 | HSBC | Multiple (6 markets) | Tokenized deposits | HSBC Tokenised Deposit Service (TDS): live in six markets — HK, SGP, LUX, UK, US and the UAE | Live | HSBC ↗ |
| 2026-07-08 | Swift (17 participating banks) | Global | Tokenized deposits | Shared ledger ready for initial use; banks preparing to pilot tokenised-deposit cross-border payments | In development | Swift ↗ |
Regulation
Upcoming regulatory deadlines
12 Nov 2026
In 21 days
EU·MiCA·Supervision starts
USDC becomes subject to MiCA dual supervision as a significant EMT
1 Jan 2027
In 71 days
LatAm · Brazil·Resolution BCB 584·Rules take effect
Brazil's 24-hour precautionary hold on large virtual-asset transfers abroad takes effect
18 Jan 2027
In 88 days
US·GENIUS Act·Rules take effect
28 Feb 2027
In 129 days
UK·UK cryptoasset regime·Application deadline
Firms that intend to continue operating in the UK should apply to the FCA by this date
Research
Explainers, speeches and papers
21 Oct 2026 · UK
Standard Chartered: Rethinking controls for institutional stablecoin adoption
Standard Chartered
1 Oct 2026 · UK
BoE's Sasha Mills: the legal and commercial frontier of digital assets
Bank of England speeches
1 Oct 2026 · Global
Visa data shows stablecoins gaining traction in business payments
Visa
23 Sept 2026 · Global
Visa study: safeguards could boost stablecoin use among Americans
Visa
Newsletter
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